diff --git a/controller/topup.go b/controller/topup.go
index e7a392a4..dee6d889 100644
--- a/controller/topup.go
+++ b/controller/topup.go
@@ -340,6 +340,10 @@ func EpayNotify(c *gin.Context) {
 			log.Printf("易支付回调未找到订单: %v", verifyInfo)
 			return
 		}
+		if topUp.PaymentMethod == "stripe" || topUp.PaymentMethod == "creem" || topUp.PaymentMethod == "waffo" {
+			log.Printf("易支付回调订单支付方式不匹配: %s, 订单号: %s", topUp.PaymentMethod, verifyInfo.ServiceTradeNo)
+			return
+		}
 		if topUp.Status == "pending" {
 			topUp.Status = "success"
 			err := topUp.Update()
diff --git a/controller/topup_creem.go b/controller/topup_creem.go
index 54b67b85..ffff716b 100644
--- a/controller/topup_creem.go
+++ b/controller/topup_creem.go
@@ -108,12 +108,13 @@ func (*CreemAdaptor) RequestPay(c *gin.Context, req *CreemPayRequest) {
 
 	// 先创建订单记录，使用产品配置的金额和充值额度
 	topUp := &model.TopUp{
-		UserId:     id,
-		Amount:     selectedProduct.Quota, // 充值额度
-		Money:      selectedProduct.Price, // 支付金额
-		TradeNo:    referenceId,
-		CreateTime: time.Now().Unix(),
-		Status:     common.TopUpStatusPending,
+		UserId:        id,
+		Amount:        selectedProduct.Quota, // 充值额度
+		Money:         selectedProduct.Price, // 支付金额
+		TradeNo:       referenceId,
+		PaymentMethod: PaymentMethodCreem,
+		CreateTime:    time.Now().Unix(),
+		Status:        common.TopUpStatusPending,
 	}
 	err = topUp.Insert()
 	if err != nil {
diff --git a/controller/topup_stripe.go b/controller/topup_stripe.go
index 5c92d272..c2f65472 100644
--- a/controller/topup_stripe.go
+++ b/controller/topup_stripe.go
@@ -234,6 +234,11 @@ func sessionAsyncPaymentFailed(event stripe.Event) {
 		return
 	}
 
+	if topUp.PaymentMethod != PaymentMethodStripe {
+		log.Printf("异步支付失败，订单支付方式不匹配: %s, ref: %s", topUp.PaymentMethod, referenceId)
+		return
+	}
+
 	if topUp.Status != common.TopUpStatusPending {
 		log.Printf("异步支付失败，订单状态非pending: %s, ref: %s", topUp.Status, referenceId)
 		return
diff --git a/model/topup.go b/model/topup.go
index d8c92bfe..b6329e08 100644
--- a/model/topup.go
+++ b/model/topup.go
@@ -12,17 +12,19 @@ import (
 )
 
 type TopUp struct {
-	Id               int     `json:"id"`
-	UserId           int     `json:"user_id" gorm:"index"`
-	Amount           int64   `json:"amount"`
-	Money            float64 `json:"money"`
-	TradeNo          string  `json:"trade_no" gorm:"unique;type:varchar(255);index"`
-	PaymentMethod    string  `json:"payment_method" gorm:"type:varchar(50)"`
-	CreateTime       int64   `json:"create_time"`
-	CompleteTime     int64   `json:"complete_time"`
-	Status           string  `json:"status"`
+	Id            int     `json:"id"`
+	UserId        int     `json:"user_id" gorm:"index"`
+	Amount        int64   `json:"amount"`
+	Money         float64 `json:"money"`
+	TradeNo       string  `json:"trade_no" gorm:"unique;type:varchar(255);index"`
+	PaymentMethod string  `json:"payment_method" gorm:"type:varchar(50)"`
+	CreateTime    int64   `json:"create_time"`
+	CompleteTime  int64   `json:"complete_time"`
+	Status        string  `json:"status"`
 }
 
+var ErrPaymentMethodMismatch = errors.New("payment method mismatch")
+
 func (topUp *TopUp) Insert() error {
 	var err error
 	err = DB.Create(topUp).Error
@@ -74,6 +76,10 @@ func Recharge(referenceId string, customerId string) (err error) {
 			return errors.New("充值订单不存在")
 		}
 
+		if topUp.PaymentMethod != "stripe" {
+			return ErrPaymentMethodMismatch
+		}
+
 		if topUp.Status != common.TopUpStatusPending {
 			return errors.New("充值订单状态错误")
 		}
@@ -325,6 +331,10 @@ func RechargeCreem(referenceId string, customerEmail string, customerName string
 			return errors.New("充值订单不存在")
 		}
 
+		if topUp.PaymentMethod != "creem" {
+			return ErrPaymentMethodMismatch
+		}
+
 		if topUp.Status != common.TopUpStatusPending {
 			return errors.New("充值订单状态错误")
 		}
@@ -396,6 +406,10 @@ func RechargeWaffo(tradeNo string) (err error) {
 			return errors.New("充值订单不存在")
 		}
 
+		if topUp.PaymentMethod != "waffo" {
+			return ErrPaymentMethodMismatch
+		}
+
 		if topUp.Status == common.TopUpStatusSuccess {
 			return nil // 幂等：已成功直接返回
 		}